The Chase Sapphire Reserve is still one of the most talked-about travel credit cards in 2025. People want to know if it’s still worth paying $550 a year. Here’s a simple look at what you get and whether it makes sense for you.
What Is Chase Sapphire Reserve?
The Chase Sapphire Reserve is a travel credit card made for people who travel often and spend on dining. It gives big points, travel perks, and good protection. It’s been a favorite for years.
Chase Sapphire Reserve 2025 Key Features
- Annual fee: $550
- Welcome bonus: 60,000 points after spending $4,000 in 3 months
- 3x points on travel and dining
- 1x points on everything else
- 1.5x point value when you use the Chase Travel portal
The bonus is worth up to $900 in travel if booked through Chase.
Travel Perks That Make It Stand Out
Chase Sapphire Reserve gives a $300 travel credit each year. It applies to flights, hotels, taxis, trains, and more. You also get free access to 1,300+ airport lounges through Priority Pass.
You’ll get up to $100 back when you pay for Global Entry or TSA PreCheck. That helps you skip long lines at the airport. You can also earn 10x points on Lyft rides through 2025.
Dining and Everyday Perks
You earn 3x points when you eat out, order takeout, or use food delivery apps. You also get a free DoorDash DashPass. That means no delivery fees and faster service on orders from restaurants that use DoorDash.
Other deals may come and go. In the past, there were offers from Instacart and Peloton. Check your account for the latest ones.
How It Compares to Other Cards
Chase Sapphire Reserve competes with the Amex Platinum and Capital One Venture X. All offer travel perks. But Chase keeps things simple.
- Chase Sapphire Reserve: 3x points on travel and dining
- Amex Platinum: 5x on flights, fewer dining rewards
- Venture X: 2x on everything, fewer high-end benefits
Many people stick with Chase because it’s easy to use and the points go far.
Ways to Get the Most from the Card
Use the card for all travel and dining. Book through Chase Travel to get 1.5x value. Move your points to airlines or hotel partners to get even more value.
If you also have cards like Chase Freedom or Chase Ink, you can move points between them. That helps you build up points faster.
Who Should Get Chase Sapphire Reserve?
This card is a good choice for:
- People who travel two or more times each year
- Anyone who spends a lot on dining
- People who want lounge access and skip-the-line perks
- Users who can use the $300 travel credit
If you only travel once a year or don’t spend much on dining, the fee might be too high.
Is Chase Sapphire Reserve Still Worth It in 2025?
Yes, if you travel and eat out often. The $300 travel credit lowers the real cost to $250. If you use the perks, you’ll likely come out ahead.
The card gives value through rewards, credits, and protections. You don’t need to do anything fancy. Just use it the way it was built to be used.
Final Thoughts
Chase Sapphire Reserve is still a strong card in 2025. It offers great rewards for people who travel and dine out. The perks are useful. The rewards are easy to earn and use.
If you’re looking for a card that pays you back while you live your life, this might be the one.
FAQs About Chase Sapphire Reserve
What is the annual fee for Chase Sapphire Reserve?
The fee is $550 per year.
Is Chase Sapphire Reserve good for travel in 2025?
Yes. It includes lounge access, a $300 credit, and solid travel rewards.
Can I transfer Chase Sapphire Reserve points to airlines?
Yes. You can move points to over a dozen airline and hotel programs.
Is Chase Sapphire Reserve better than Amex Platinum?
It depends on how you spend. Chase is better for dining and simple rewards.
How can I apply for Chase Sapphire Reserve?
Go to the Chase website or apply at a local Chase bank.
